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Tips For Buyers

TIP #1: EVALUATE YOUR FINANCIAL POSITION.

Regardless of what the market says, you need to determine if now is the right time for YOU to buy a home. Know what you can afford – this is much more than just the home’s asking price. Consult a professional to get a complete picture of the expected expenses, how much you should borrow and how much cash you should have up front. While there are loans available for less than 20% down payment, it is advisable to save that amount first. Consult your agent for referrals on financial planning professionals who can help you get into prime position for buying a home.

TIP #2: GET PRE-APPROVED FOR A MORTGAGE.

Obtaining a copy of your credit report, ensuring there are no errors, and applying for mortgage pre-approval is one of the smartest early steps you can take as a home buyer. Be sure to ask potential lenders about total costs to you at closing. The mortgage process can be slow and full of frustrating surprises. Arm yourself early. This process will also ensure that you don’t end up looking at homes outside your price range.

TIP #3: HIRE EXPERTS.

Buying a home is not the time to put on your DIY hat and play expert. The real estate market is fraught with confusing legalities, regulations and negotiations. Hiring a qualified real estate agent should be step one on your list. You may also want to hire a real estate attorney. Your agent can arrange professionals to conduct home appraisals and home inspections.

TIP #4: REVIEW COMPS.

Your real estate agent will supply with a list of comps. These pricing comparisons will determine what similar homes have sold for in the area where you’re looking. This will enable you to make a fair offer, and increase your chances of having your offer accepted.

TIP #5. ASK QUESTIONS.

One of the major benefits to hiring an agent is that you don’t have to go it alone, don’t have to second guess everything, and don’t have to rely on your own potentially faulty research. Ask questions every step of the way. The At Home Team, is are committed to helping you understand your position as a home buyer, not just finding you a great home.

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What Our Clients Have To Say…

Peggy George profile picture
Peggy George
27. September, 2023.
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Aaron Boone sold and found me a new home very quickly! My home sold in only 3 days on the market for more than the asking amount. After helping with a budget that best fit for me Aaron found me a wonderful small home that fit my criteria and that was not easy. I was notified anytime a home came on market promptly and scheduled to see it quickly at the schedule that suited me. Aaron negotiated to help get me the best price. He was very nice, knowledgeable and explained every walk thru the process. I would recommend him highly, especially to someone new to the process
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Randy Kable profile picture
Randy Kable
19. July, 2023.
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Quick and efficient . I got a fair price and everything went smooth .
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Angel Richardson profile picture
Angel Richardson
30. June, 2023.
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Haley was amazing. She explained every detail, answered all of our questions promptly and completely. And sold our house quickly. I highly recommend for all your real estate needs. Courteous, serious and comical all at the same time.
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Steve Harrison profile picture
Steve Harrison
20. January, 2023.
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Positive,Responsiveness, Honest, what else do I need to say...
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Kelsey Knoxx profile picture
Kelsey Knoxx
27. November, 2022.
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Super friendly, honest, and helpful. I was in a predicament where I needed to get in a new home as quickly as possible and Aaron Boone made sure that happened.
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Jason Jones profile picture
Jason Jones
15. August, 2022.
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Excellent and timely. Did some of the work I was supposed to do. Highly recommend!
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Lisa Deardorff profile picture
Lisa Deardorff
7. August, 2022.
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They really went above and beyond with helping me find a house and a lot times after hours I’m handicapped and they was so kind and helpful with everything I can’t say enough about this team
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Jennifer Lozano profile picture
Jennifer Lozano
27. July, 2022.
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Extremely helpful, he always answered the many questions we had and made the process of purchasing our land very easy!
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Candice R. profile picture
Candice R.
8. July, 2022.
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We enjoyed working with our realtor from start to finish. We had a lot of specific things in mind in regards to our home search, and they were so accommodating. They did not stop tirelessly searching with us until we found “our” home! They were professional and courteous every step of the way, and they were extremely helpful and knowledgeable. If you’re looking to buy or sell a home, call the at home team.
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David Salmons profile picture
David Salmons
18. June, 2022.
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Great to work with. Very helpful explaining everything.
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